Private Health Insurance

The private health insurance industrie is regulated by the finance services authority (FSA) since
14/01/2005; The FSA is administrated and regulates all private health insurance sales. The FSA administer the general rules for the private health industry so that all business’s follow the same set of rules when dealing with potential clients.
When filling out an insurance application you need to be accurate as this is the contract that your insurance cover and contributions will be based on, all personnel information is by law – protected with the utmost confidentiality, especially your medical details.
Anyone advising on health (including insures) must be covered by the financial ombudsman and must have their own complaints procedures in place before any business is done. If there are ever any problems then it would be advisable to speak directly to your insurance adviser firstly before taking advice from anyone else, then if you are not happy with the outcome of the situation there is an independent complaint committee that will resolve any outstanding issues through the ombudsman insurance service that will advice, and keep you updated with all the  details, this is a free service that you are entitled to use at any during your private health insurance contract.

Unless you have been residing on a remote desert island since last September, you can’t have failed to notice that these are difficult economic times. Not a day goes by now without another doom and gloom news story emerging which is indicative of the current malaise.

Obviously, in circumstances such as these small businesses have to begin to adapt and prioritise their spending habits. From our point of view at UKSBHI, we thought that it would be interesting to guage the general feeling towards your private healthcare insurance policies in 2009. As, such we would be grateful if you would fill out our poll – the results should be interesting.

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opinion